Business Term Loans

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Are you a business owner? Is your business having cash flow problems? In today's world the only thing keeping a small business owners company growing is positive cash flow and robust working capital. Just because a customer is late on an invoice doesn’t mean that you can be late on payroll. And if you want to expand your business or order more inventory, you’re going to need cash on hand to do it.

As skilled as you may be at forecasting and managing your income and expenses, opportunities can come at you unexpectedly. For example, maybe that big-box store wants to place a large order for your products — that means you must put in an order first and accept the chain’s long payment terms. Would you be able to afford it?

Fortunately, at Lighthouse Business Capital we have access to the best small business loans in the marketplace. As a marketplace broker platform, we can offer many options available to small businesses that other traditional banking options may not.

Contact a specialist today: (855) 322-3807

Are you a business owner? Is your business having cash flow problems? In today's world the only thing keeping a small business owners company growing is positive cash flow and robust working capital. Just because a customer is late on an invoice doesn’t mean that you can be late on payroll. And if you want to expand your business or order more inventory, you’re going to need cash on hand to do it.

As skilled as you may be at forecasting and managing your income and expenses, opportunities can come at you unexpectedly. For example, maybe that big-box store wants to place a large order for your products — that means you must put in an order first and accept the chain’s long payment terms. Would you be able to afford it?

Fortunately, at Lighthouse Business Capital we have access to the best small business loans in the marketplace. As a marketplace broker platform, we can offer many options available to small businesses that other traditional banking options may not.

Contact a specialist today:
(855) 322-3807

How Does the Application Process for Small Business Term Loans Work?

The application process for a business loan depends on the type of lender you’re requesting money from. If you’re applying for a loan from an online lender, you might just need to fill out a short application and send them a few supporting documents. You should hear back in a few days or a week at most.

At Lighthouse Business Capital, the Application Process is fast and seamless.

  • A signed application by all owners
    • 4 months of business bank statements
      • A debt schedule of the business liabilities

Talk to a Lighthouse Loan Representative today:
(855) 322-3807

What Is a Business Term Loan?

Term loans are fixed-rate loans that you must repay according to a preset schedule (or earlier, if you're able to and your lender doesn’t impose prepayment penalties). In some ways, they’re like mortgages or auto loans. They’re ideal for small businesses that need a lump sum of money to buy inventory, order new equipment, supplement cash flow, or increase staff.

These loans can be for as little as $5,000.00 or as much as $5 million or more, and you may need to repay them over a few months or over a 25-year term; it all depends on your business’ needs and the loan you qualify for. Short-term loans are ideal for sudden gaps in financing, such as if you receive a large order and need to purchase new inventory, cover payroll or marketing costs.

What Is a Business Term Loan?

Term loans are fixed-rate loans that you must repay according to a preset schedule (or earlier, if you're able to and your lender doesn’t impose prepayment penalties). In some ways, they’re like mortgages or auto loans. They’re ideal for small businesses that need a lump sum of money to buy inventory, order new equipment, supplement cash flow, or increase staff.

These loans can be for as little as $5,000.00 or as much as $5 million or more, and you may need to repay them over a few months or over a 25-year term; it all depends on your business’ needs and the loan you qualify for. Short-term loans are ideal for sudden gaps in financing, such as if you receive a large order and need to purchase new inventory, cover payroll or marketing costs.

Apply Now

Get in Contact with our Trained Specialist.

    Product Guidelines

    1Interest Rates:
    As low as Prime Rate +2
    2Loan Terms:
    3 – 15 Months for short-term loans
    3Loan Amounts:
    Up to $3,000,000 unsecured
    4Usual Deposit Time:
    You can get a decision in 24 hours to 48 hours
    5Origination Fee:
    0% – 3%
    6Minimum Credit Score:
    600
    Get Approved
    Apply Now